Table – Information on updated list of systemically important banks and on the buffer for the other systemically important institutions (O-SII buffer) applicable starting with 1^st of April, 2025

Credit institutions included in the list of systemic banks, applicable starting with 1st of April, 2025	The scores/market shares obtained following the evaluation based on the information related to the reference date 30 September 2024 (basis points) according to the methodology harmonized with the EBA Guidelines*	The level at which the O-SII buffer is applicable starting with 1st of April, 2025**	The capital requirements consisting in maintaining the buffer for other systemically important institutions  (O-SII buffer) starting with 1st of April, 2025 (% of total risk exposure amount)
A. Identified in the first evaluation step, respectively the institutions that obtained a score higher than the minimum limit of 275 basis points when calculating the mandatory indicators recommended by the EBA
Banca Transilvania S.A.	2187 p.b.	Consolidated	2,5%
UniCredit Bank S.A.	1450 p.b.	Consolidated	1,5%
Banca Comerciala Română S.A.	1392 p.b.	Consolidated	1,5%
BRD – Groupe Societe Generale S.A.	1300 p.b.	Consolidated	1,5%
Raiffeisen Bank S.A.	833 p.b.	Consolidated	1%
CEC Bank S.A.	624 p.b.	Consolidated	1%
B. Identified in the second evaluation step, represented by the calculation of the optional indicators – the threshold at which institutions are designated as O-SIIs on the specific market is 2.75%
EXIM Banca Românească S.A.	Criterion A –  Contribution made by the credit institution to financing real economy, calculated based on the volume of loans granted to non-financial companies and the substitutability of non-financial companies’ lending activity: 5.63%   Criterion B – Contribution made by the credit institution to financial intermediation, calculated based on the volume of deposits taken from households and non-financial corporations: 2.98%	Individual	0,5%

 

* BNR Methodology for identifying systemic credit institutions and calibrating the O-SII buffer

**The O-SII buffer applies at the highest consolidation level. In the case of credit institutions in Romania which were identified as systemically important, the O-SII buffer is applied as follows: (i) at individual level in the case of credit institutions that are not part of a banking group, (ii) at consolidated level in the case of credit institutions reporting consolidated statements drawn up for prudential purposes.